The companies appearing on this Site ("collectively, Assurant Mortgage Services companies," "We," "Our," or Us, or,
individually, "Assurant Mortgage Services company") require that each
visitor ("User," "You," or "Your") to
this Internet Web site on the World Wide Web ("Site") adhere
to the following Terms and Conditions, which may have been revised since
You last visited this Site. Please read these Terms and Conditions carefully
before using this Site. By accessing this Site, each User acknowledges
that he or she has read, understands and accepts each of the Terms and
Conditions. Each User is bound by any revisions to these Terms and Conditions
and should visit this page at each visit to review the current terms
and conditions. If the User does not agree to all of the Terms and Conditions,
he or she should not use this Site.
The information contained herein is not intended to constitute an offer
to sell or a solicitation in connection with any product or service.
It is provided solely for general informational purposes. Any insurance
or non-insurance product described on this Site may have exclusions,
limitations, reductions in benefits and terms under which it may be
continued in force or discontinued. For more information, please consult
the referenced policy or contract. The general information about the
products and services apply to the United States only. All products
and services may not be available in all states.
Links appear on this Site to products or services that are available
outside of the United States and to specific companies or business units.
topic displayed on such linked Web sites.
Assurant Mortgage Services companies expressly disclaim all warranties, including
but not limited to the implied warranties of merchantability, fitness
for a particular purpose, title, non-infringement, security and accuracy.
Information on this Web Site may contain inaccuracies or errors. Information
on this Site may be changed or updated without notice. Assurant Mortgage Services
companies have no obligation to update information on this Site, so
such information may be out of date at any given time. Assurant Mortgage Services
companies also may make improvements or changes in products or services
described on this Site at any time without notice.
WE WILL NOT BE RESPONSIBLE FOR ANY DAMAGES OR INJURIES THAT ACCOMPANY
OR RESULT FROM ANY USE OF THIS SITE. THESE INCLUDE, BUT ARE NOT LIMITED
TO, DAMAGES OR INJURY CAUSED BY ANY: (1) USE OF, OR INABILITY TO USE,
OUR SITE; (2) FAILURE OF PERFORMANCE; (3) ERROR; (4) OMISSION; (5) INTERRUPTION;
(6) DEFECT; (7) DELAY IN OPERATION OR TRANSMISSION; (8) COMPUTER VIRUS;
OR (9) LINE FAILURE. WE ARE NOT LIABLE FOR ANY CONSEQUENTIAL OR INCIDENTAL
DAMAGES WHICH ARE DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR
A LOSS OR INJURY, OR OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING
DIRECTLY FROM A LOSS OR INJURY. IN THE EVENT WE MAY BE HELD LIABLE FOR
ANY DAMAGES RELATIVE TO OUR SITE, SUCH DAMAGES WILL NOT BE GREATER THAN
THE AMOUNT YOU HAVE PAID TO ACCESS OUR SITE.
THE MATERIAL ON OUR SITE IS PROVIDED "AS IS." WE DISCLAIM
ALL EXPRESS AND IMPLIED WARRANTIES ABOUT THE MATERIAL IN OUR SITE, INCLUDING,
BUT NOT LIMITED TO, WARRANTIES THAT: (1) THE MATERIAL IS OF ANY PARTICULAR
LEVEL OF QUALITY OR IS FIT FOR A PARTICULAR PURPOSE; (2) THE FUNCTIONAL
ELEMENTS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE;
(3) DEFECTS WILL BE CORRECTED; (4) OUR SITE, OR THE SERVERS THAT MAKE
OUR SITE AVAILABLE ARE FREE OF COMPUTER VIRUSES OR OTHER HARMFUL COMPONENTS
OR CONDITIONS; OR (5) INFORMATION CONTAINED IN OUR SITE IS ACCURATE
AS OF ANY PARTICULAR DATE. INFORMATION ON OUR SITE MAY BE MODIFIED AT
ANY TIME WITHOUT NOTICE.
Assurant Mortgage Services companies make no representation as to the financial
or other suitability of any product or service described on this Site
for any User.
All content on this Site is protected by applicable copyright laws.
Users are prohibited from modifying, copying, distributing, transmitting,
displaying, publishing, selling, licensing, creating derivative works
or using any content on this Site for commercial or public purposes.
The trademarks, logos and service marks (the "Marks") displayed
on this Site are the property of Assurant Mortgage Services companies or affiliates
(collectively "Assurant"). Users are prohibited from using
any Mark for any purpose without the express written permission of Assurant.
The design, text and images of this Site are owned, controlled or licensed
by Assurant Mortgage Services companies or its affiliates ("Assurant").
Assurant Mortgage Services companies and/or their licensors retain all right,
titles and interest to all material provided on this Site. The posting
of information and material on this Site does not constitute a waiver
by Assurant or any of their licensors of any rights in such material
and does not transfer any rights to any User of this Site.
Assurant Solutions companies prohibit caching, hypertext links to
this Site and the framing of any services, without the express written
permission of an Assurant Solutions company.
This Site may contain hyperlinks to Web sites operated, owned or maintained
by parties other than Assurant Mortgage Services companies. Such hyperlinks
are provided solely as a matter of convenience. Assurant Mortgage Services companies
do not control such Web sites and are not responsible for their contents.
The inclusion of hyperlinks to such Web sites does not imply any endorsement,
approval or certification by Assurant Mortgage Services companies of the material
on such Web sites or any association with their operators. Access to
any other Web site linked to this Site is at the User's own risk.
Assurant Mortgage Services companies adhere to all laws
regarding the privacy
of information submitted by Users of this Site. To review the
. Although this Site contains links to other Web
sites, Assurant Mortgage Services companies are not responsible for the
privacy practices employed
by the other Web sites. In addition, unless stated otherwise,
Assurant Mortgage Services companies cannot guarantee the security of
any data that is
submitted through the Internet, by e-mail.
As part of the normal operation of our Site, Assurant Mortgage Services companies
may collect a limited amount of information about your visit. The information
tracked may include the URL You just came from, which URL You go to
after leaving this Site, what browser You are using, and Your Internet
provider address. This type of information is tracked by many Web sites
in order to make sure that visitors are able to use the Web site information
and functions successfully. None of this standard tracking information
is personally identifiable. Assurant Mortgage Services companies, currently,
do not collect personally identifiable information (information that
reveals the visitor's identity) about a visitor unless the visitor knowingly
and voluntarily provides such information.
The foreign operations of Assurant Mortgage Services companies
or those Assurant
Solution companies that are domiciled and operate outside the
United States may be subject to different privacy requirements. You
Mortgage Services company
when visiting the Web site of that Assurant Mortgage Services
company or of
its foreign operations.
If You are an individual consumer located in California or other applicable
state (if any) this notice is given to You pursuant to state law. It
addresses personally identifiable information collected by Us about
You when You visit or use this Site.
We will not collect, use, or disclose any personally identifiable information,
unless You provide the information to Us. Should you correspond to Us
by e-mail, We will collect from You Your e-mail address and any information
included in Your e-mail to Us. Your e-mail address and the content of
Your e-mail will be shared with, or disclosed to, third parties who
are necessary to address the content of Your e-mail. Also, We may e-mail
information that You request Us to send to a particular person regarding
employment opportunities with Assurant Mortgage Services companies or any of
their affiliates to that person and may include your e-mail address
that You provided to Us in transmitting Your request to that person.
We will use such information only for the purpose of employment opportunities
with an Assurant Mortgage Services company or one of its affiliates.
We will not sell any information You provide to Us to any third party.
This section of the Legal Notice will be changed if there is a change
regarding the information collected on this Site, the third party or
parties to which We disclose the information, the purpose for which
the information is collected, or for any other changes relating to this
online privacy notice. You should review this section each time You
visit this Site.
You may be able to access other Web sites from this Site by a link
appearing on this Site. If you are an individual consumer, You should
Effective Date: September 30, 2004
Some Web pages within this Site may use "cookies." A cookie
is a small file that is stored on your hard drive and contains no personally
identifiable information about the User's use of this Site. A cookie
used by Assurant Mortgage Services companies cannot read data off the User's
hard drive or read cookie files created from other Web sites. The User
is free to decline a cookie if the User's browser has been set to prompt
or decline cookies. It is possible that the declination of a cookie
may result in Your not being able to use this Site's information and
While We wish to promote the privacy of individual e-mail users, We
cannot guarantee the security or privacy of Your e-mail transmission
to Us or to others from this Site. You should consider whether it is
appropriate to use e-mail to send confidential messages or information
to Us. You bear all responsibility for Your use of e-mail. We shall
not be responsible or liable for any of Your actions or any consequences
resulting from Your use of e-mail, including but not limited to misaddressed,
lost or undelivered e-mail messages.
The products and services described in this Site relate to products
and services within the United States. Such products and services may
not be available in all states.
Access to, and use of, this Site are subject to all applicable federal,
state and local laws and regulations in the United States. If You access
an international Web site of one of Our companies from this Site, such
international Web site is subject to the applicable laws of the jurisdiction
(s) to which such company or companies are subject.
Access to, and use of, password protected or secure areas of this Site
are restricted to authorized persons only. Any User who accesses or
attempts to access such areas without authorization may be subject to
This Site includes "forward-looking statements" that express
expectations of future events and/or results. All statements based on
future expectations rather than on historical facts are forward-looking
statements that involve a number of risks and uncertainties, and no
assurances can be given that such statements will prove to be correct.
Assurant Mortgage Services companies reserve the right to revise theses Terms
and Conditions at any time and Users are deemed to be apprised of and
bound by any changes to these Terms and Conditions each time You visit
Assurant Mortgage Services companies reserve the right to seek any remedy available
at law or in equity for any violation of these Terms and Conditions,
including the right to block access from a particular Internet address
to this Site.
You are provided the following information pursuant to various state
insurance laws, including, but not limited to those of California, Massachusetts
Copyright © 2013 Assurant Inc. Assurant Mortgage Services is a service
mark of Assurant, Inc. No part of this Site may be reproduced without
written permission from Assurant, Inc.